Debt management

It is a fresh approach to banking without the risk of running up huge bills. The Positive Current Account features a MasterCard debit card and provides a true alternative to banking with the ability to split out and schedule payments, including setting up standing orders and paying utility bills. The Positive Current Account helps people to manage their money and prevents building debts, ensuring account holders stay firmly in in control of their finances.

The Positive MasterCard is a card which can be used anywhere the MasterCard acceptance mark is displayed, including retail outlets and ATM's. For those that have a poor credit rating or a history of bad debt and cannot get a credit card or open a bank account, they can still apply for a Positive Account. Positive offers the same ability to purchase and receive money instantly including salary or state benefits but with a crucial difference: The account can never fall into overdraft, as there is no credit facility and only the balance of funds on the account may be spent.

The account even features sub-accounts for important bills such as rent, utilities or creditors that may be locked, allowing money for these bills to be set aside without fear of overspending. The Positive account has been designed in partnership with debt counselling specialists to make it easy to budget.

For more info visit Positive website: www.positivecard.co.uk

Download the Positive Account leaflet and application form

Email: supportpositivecard [dot] co [dot] uk

Benefits of Positive Current Accounts

• Real time transactions
• MasterCard debit card
• Online budgeting system
• Have money paid instantly into your account

Business Current Account

• Online budgeting system
• Bacs transactions
• Pay cash and cheques in at any Barclays Bank
• Real Time transactions
• MasterCard debit card

• Payroll & expenses
• Insurance claim settlements
• Debt management
• Customer loyalty